A low interest credit card is helpful for saving your money for monthly payments. Having a credit card have now become necessity as it helps in paying off money and buying stuff without having to pay then and there. While choosing the best credit card, Credit card interest rate calculator can help you as the availability depends on your credit score. Some of the low interest credit card are mentioned here.
Bank of America Cash Rewards Credit Card:
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This card does not have any annual fees. $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of opening an account. You can get a 25% – 75% rewards bonus on every purchase if you are a Preferred Rewards Client.
Capital One Ventureone Rewards Credit Card:
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This card does not have any foreign transaction fees. You also get one-time bonus of 20,000 miles once you spend $1000 on purchase within 3 months of opening the account. You can fly from any airline and stay in any hotel by using this card. The major benefit here is miles earned by you will not expire for the lifetime of the card and there is no limit for earning the same.
Chase Freedom Card:
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You can get unlimited 1% cashback on your purchases. You can earn $150 bonus once you spend $500 on purchase within first 3 months of opening an account. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 16.99-25.74% and also there is no annual fees.
U.S. Bank Visa Platinum Card:
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This card does have very low potential interest rate. This card does not have an annual fee and also gives travel and shopping protection. You can save a great deal of money at various retail outlets. 20-month 0% intro APR is offered to cardholders and then variable APR of 12.24% to 24.24%. This 0% offer is one of the longest offer by any credit card companies.
Citi Simplicity Card:
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This is probably the only card which does not carry any late payment fees or penalty. Also this card does not have any annual fees also. The transfer fees is $5 or 5% of each transaction, whichever is greater.
Charity Charge World Master card:
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This card is used to donate cash to any non-profit or religious organization also as other cards it does not have any annual fees. The charity done through this card is 100% tax deductible thus it is a great deal to go for charity through this card. This card has purchase into APR of 1.99% for first 6 months.
Thus the low interest rate credit cards helps in savings of annual fees an also savings on interest payments. Also the lower annual percentage helps in savings. Also one should consider that these cards does not have many perks and are only offered to individuals having high net worth.