Low interest credit cards are very much useful to a person carrying the balance from one month to another; the low rate of interest will make the amount manageable. So here are some of the credit cards and all the interest rate and rewards altogether to help you choose a best suitable credit card.
Source : discover.com
- The rate of regular APR is 14.24%-25.24% variable.
- The rewards available with these credit cards are that it will give the cash back of 5% at the different places like gas station, restaurants and all in each quarter. Also it will give the benefits of 1% cash back on all the other purchases made.
- The annual fee for the credit card is nil and the most important is that the rewards will never expire so that you can redeem the cash back at any times.
Capital one venture one rewards credit card:
Source : i2.wp.com
- The rate of the regular APR in this credit card is 14.24%-24.24% variable.
- The rewards available include the one-time bonus when you spend $1000 in the first 3 months and you will get 20000 miles which is equal to the $200 in travel. And also you can earn up to 1.25X miles on every purchase
- The annual fees for the credit cards are nil and also the foreign transaction fees are not charged by the company. The rewards have no limit so that you can earn up to any amount of the rewards and the reward miles wont expire for the life
Citi rewards+ card:
Source : mms.businesswire.com
- The rate of the APR is 15.74%-25.74% variable.
- The starting bonus available is 15000 bonus points after the $1000 in purchase with the credit cards within the 3 months of opening an account. The reward rates for the credit card are 2X rewards points for the shopping done at the supermarket and gas stations for the first $6000 per year. Earn 1X points on all the other purchases after that.
- The annual fees charged by the company is nil and also you will get 10% points back for the first 1, 00,000 thank you points redeemed per year.
Chase freedom unlimited:
Source : top10creditcards.com
- The regular rate of APR is 16.99%-25.74% variable
- The rate of rewards is that the 1.5% of cash back is received automatically on every purchase. The starting bonus available is that of $150 after $500 is spent in first 3 months after the account opening.
- The annual fees are nil for card and there is no minimum limit to redeem the cash back from your account. The credit score is updated free of cost every week with the credit journey. As like as others the reward points will not expire till your account is there.
Wells Fargo Propel American Express card:
Source : mms.businesswire.com
- The regular rate of APR is 14.74%-27.24% variable.
- The rewards available are 3X point for eating out and ordering in, gas stations, for travel, flights, hotels, etc. and also 1X points on the other purchases. For the starting bonus you receive 30K bonus point when you spend $3000 in first 3 months.
- The annual fees is nil and also the rate for transferring balance into APR is 0%for 12 months.