With the increase in the use of online services and data processing services, there are chances of data loss and identity theft. Generally, Identity theft happens when someone steals your personal information and tries to commit fraud. This information may be applied for damaging your credit status, and cost you time and money to restore your good name. Here is FinanceShed with some tips to get protection from Identity Theft.
Create Your Passwords Wisely
Passwords are not only the theft for you to but are also an important key to the thief as they are the keys to your personal information. Always try to keep your password different for different accounts as this will make things tough for them to crack and use against you. Also while going for a password set try to include a mix of numbers, characters, and symbols. Never share your password with anyone on the web or through the mail and even if this is necessary, keep the message encrypted. Also, don’t use your birthdate or any such date as your password that is very commonly known as this can be cracked easily. Try to be savvy.
Remember, they would be really smarter than you think they are! Thus no matter how careful you are, there are chances of you becoming a victim of such people. Out of all the data breaches, this is the most commonly used data loss that involves a credit card you have used or a store that you frequent. Try to be extra alert when doing payment from your credit card and if there is any theft detected leave everything and block your card. Remember, the sooner you do it the better it is.
Keep An Eye On Credit Reports
Keep an eye on your Credit Reports and monitor your credit history regularly. It is easy to check your history with the help of many service providers who actually keep your data safe. You can get a free credit report from multiple credit bureaus such as Equifax, Experian, and TransUnion. They provide a yearly statement that can provide you enough information to get cover against identity theft.
Encrypt Your Sensitive Messages
If you are not using end to end encryption security, you are making your data vulnerable to the possible thefts. The data sent by you with the help of the internet is at risk if not used proper encryption services. Also, if the information is super sensitive you can also use Fingerprint ID or a password lock on a device in addition to encryption and be extra safe.
Protect Your Computer
Your computer is the most vulnerable thing that is used by a thief as it has a pool of your personal information thus it is very important to follow good security practices. Use services such as firewall, anti-virus, and anti-spyware and keep it up-to-date. Don’t ever download anything from the site you don’t trust as they can be full of viruses and try not to click on links in pop-up windows and clean your spam box regularly.
Protect Social Security Number
The social security number has become a kind of national identification number. Never carry your social security card anywhere and never declare your entire Social Security number over the phone or online. When you are asked for your number, ask why it is needed and what the chances of it being secure are.
These were some measures that can help you stay away from identity theft also fraud alerts can help prevent an identity thief from using your data and opening an account on your name.